background pattern Home Page
  • HOME
  • GET A QUOTE
    • Homeowners
    • Automobile
    • Business & Commercial
    • Health
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Flood
    • Watercraft & Boat
    • Dental
    • Pet Insurance
  • CLAIMS
  • LANGUAGE
    • En Español
    • English
  • RESOURCES
    • Refer a Friend
    • Insurance Glossary
    • Important Links
    • News Center
    • Consumer Services OnDemand
    • White List Emails
  • BLOG
  • ABOUT US
    • About Us
    • Our Founder
    • Our Management Team
    • Employee Directory
    • Privacy Policy
  • CONTACT
    • Contact Us
    • Location Map
    • Join Our Newsletter
postheader postheader postheader postheader postheader postheader postheader
Home > Blog > Adjustments That You Should Consider for Your Auto Insurance Policy
WEDNESDAY, DECEMBER 21, 2011

Adjustments That You Should Consider for Your Auto Insurance Policy

Tampa Auto InsuranceAn auto insurance policy should not be a static line of coverage. After all, your life changes; medical and liability expenses that can accompany an accident change too.

Considering changes to your life happen in the blink of an eye, you should make an effort annually to adjust your auto policy to ensure that it is as effective and accurate as you need it to be.

Annual Adjustments to Your Auto Policy You Should Consider

Average annual miles driven: Your insurance carrier requires an average of how many miles you drive per year in order to assess the risk you pose to them. Every year, make sure you report any major changes to them.

Take advantage of applicable discounts: You may receive discounts when you add anti-theft measures to your car, such as security alarms and wheel locking devices. You may also receive additional discounts for taking defensive driving classes. Prior to your annual renewal, consider which of these discounts you may qualify for and discuss them with your agent.

Add uninsured motorist rider: Without uninsured or underinsured motorist coverage, you could be stuck with some major bills after an accident with an uninsured or underinsured motorist. If you don’t already have uninsured or underinsured motorist, then you need to consider adding it to your policy.

Adjust your limits: You know that you set limits for your risk exposure with your agent when you initially purchased your policy; but, when was the last time you reviewed your risk exposure with your agent? With the rising cost of medical care, as well as possible changes in your driving habits, you may need to increase your limits to help reduce your exposure. As you’re also aware, cars and other personal property are only getting more expensive; another important reason to keep a tight rein on your limits. 

Change your deductibles: Your ability to support your deductible may change from year to year. In lean years, you may have fewer savings to commit to a deductible, and as you pay off debt you might find you have more disposable income to put toward that responsibility. Keeping your deductible at an accurate level for your budget will help to control your risk exposure and your premium.

The next time your auto policy is coming up for renewal, remember these tips and update your policy so that it works with your current life and not the one you had when you originally took out the policy. Call us today at 866-933-6691 for more information about which auto insurance policy is right for you or get a free Tampa auto insurance quote.

JG

Posted 4:49 PM

Tags: auto insurance, insurance, tampa, tampa auto insurance, tampa car insurance, florida auto insurance, florida, florida insurance, tampa insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

  • insurance(29)
  • florida(25)
  • tampa(24)
  • tampa auto insurance(9)
  • home insurance(6)
  • health insurance(6)
  • auto(6)
  • tampa car insurance(6)
  • tampa home insurance(6)
  • car(5)
  • fl(5)
  • policy(4)
  • coverage(4)
  • life insurance(4)
  • auto insurance(4)
  • tampa business insurance(3)
  • tampa homeowners insurance(3)
  • car insurance(3)
  • tampa health insurance(3)
  • homeowners(3)
  • commercial insurance(2)
  • business insurance tampa(2)
  • flood insurance(2)
  • auto insurance tampa(2)
  • business insurance(2)
  • tampa insurance(2)
  • home maintenance(2)
  • tampa life insurance(2)
  • health(2)
  • car insurance tampa(2)
  • home insurance tampa(2)
  • exclusions(2)
  • homeowners insurance tampa(2)
  • business(2)
  • auto accident(1)
  • lawsuits(1)
  • tamapa business insurance(1)
  • disability(1)
  • health insurance florida(1)
  • adcock adcock insurance agency(1)
  • young drivers(1)
  • home insurance tampa fl(1)
  • commercial insurance tampa(1)
  • florida disability insurance(1)
  • tampa bay(1)
  • cfo jeff atwater(1)
  • actual value(1)
  • home valuables(1)
  • history(1)
  • liability(1)

View Mobile Version
 
  • logo
  • logo
  • logo
  • logo
  • logo
  • AmTrust Company
  • Auto-Owners
  • logo
  • logo
  • logo
  • CNA
  • logo
  • CNA Surety
  • logo
  • logo
  • logo
  • logo
  • logo
  • FCCI Insurance Group
  • Federated National
  • FIGO Pet Insurance
  • logo
  • logo
  • Foremost
  • Frontline Home Insurance
  • logo
  • Heritage
  • logo
  • logo
  • logo
  • logo
  • logo
  • Mapfre
  • Mercury
  • logo
  • Old Dominion/Main Street America
  • logo
  • logo
  • logo
  • Progressive
  • logo
  • logo
  • Safeco
  • logo
  • logo
  • logo
  • logo
  • Travelers
  • logo
  • logo
  • logo
  • United Property Casualty
  • US assure
  • logo
  • logo
 

Home Tampa Auto Insurance Blog About Contact    Privacy Policy
Adcock-Adcock Insurance Agency
315 W. Fletcher Ave Tampa, FL 33612 | Driving Directions
Office: (813) 933-6691 | Toll Free: (866) 933-6691 |  Fax: (813) 932-6287
Logo FAIA Trusted ChoicePIA of Florida Member
Powered by Insurance Website Builder
Social Facebook Twitter LinkedIn Instagram Blog Pinterest