background pattern Home Page
  • HOME
  • GET A QUOTE
    • Homeowners
    • Automobile
    • Business & Commercial
    • Health
    • Life
    • Motorcycle
    • Recreational Vehicle
    • Flood
    • Watercraft & Boat
    • Dental
    • Pet Insurance
  • CLAIMS
  • LANGUAGE
    • En Español
    • English
  • RESOURCES
    • Refer a Friend
    • Insurance Glossary
    • Important Links
    • News Center
    • Consumer Services OnDemand
    • White List Emails
  • BLOG
  • ABOUT US
    • About Us
    • Our Founder
    • Our Management Team
    • Employee Directory
    • Privacy Policy
  • CONTACT
    • Contact Us
    • Location Map
    • Join Our Newsletter
postheader postheader postheader postheader postheader postheader postheader
Home > Blog > Is Your Learner’s Permitted Teen Covered?
MONDAY, OCTOBER 1, 2012

Is Your Learner’s Permitted Teen Covered?

teen driverTeenagers can't be expected to get behind the wheel of a car on the day of their driver’s test and ace the exam without having had any practice beforehand. A learner's permit allows an unlicensed teen to practice driving in real-world conditions as long as they have an adult present. This gives them valuable, firsthand experience in driving, helping them pass their test and become better drivers in general.

Generally, notifying your Tampa auto insurance company that your teenage son or daughter has received his or her learner's permit is sufficient to ensure that they’re covered under your policy. Because the teen is not yet a licensed driver and cannot drive alone, many insurance companies will not officially add them to the policy while they have a learner's permit--but some may. Either way, contact your insurer or agent to find out how your insurance company handles this situation.

If your teen drives another adult’s car with their permission, he or she is likely covered under that individual’s insurance policy. Before any other adult allows your teen to drive their vehicle, have a discussion with them about how you and/ or your teen will handle expenses for any claims that occur while the teen is driving. Also, find out the deductible on their policy so that you know what to expect should there be an accident. If their deductible is too high, you may not want your teen to drive their vehicle after all.

Lastly, it's always a good idea to raise your limits and consider lowering your deductible before your learner’s permitted teen gets behind the wheel. As an inexperienced driver, your teen is a big risk and adjusting your policy so that you have minimal financial exposure is a good idea. If other family members plan to take your teen driving in their vehicles, you may want to discuss this with them as well.

If you have a teenager getting ready to venture out into the world of vehicle operation, stop by or give us a call at 813-933-6691. We can discuss with you the many changes you might consider making in your insurance policy and help limit your risk exposure so that you can focus on training your teen to be the best driver possible.

Posted 2:31 PM

Tags: tampa auto insurance, tampa car insurance, auto insurance tampa, car insurance tampa
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2015
  • 2014
  • 2013
  • 2012
  • 2011

  • insurance(29)
  • florida(25)
  • tampa(24)
  • tampa auto insurance(9)
  • home insurance(6)
  • health insurance(6)
  • auto(6)
  • tampa car insurance(6)
  • tampa home insurance(6)
  • car(5)
  • fl(5)
  • policy(4)
  • coverage(4)
  • life insurance(4)
  • auto insurance(4)
  • tampa business insurance(3)
  • tampa homeowners insurance(3)
  • car insurance(3)
  • tampa health insurance(3)
  • homeowners(3)
  • commercial insurance(2)
  • business insurance tampa(2)
  • flood insurance(2)
  • auto insurance tampa(2)
  • business insurance(2)
  • tampa insurance(2)
  • home maintenance(2)
  • tampa life insurance(2)
  • health(2)
  • car insurance tampa(2)
  • home insurance tampa(2)
  • exclusions(2)
  • homeowners insurance tampa(2)
  • business(2)
  • auto accident(1)
  • lawsuits(1)
  • tamapa business insurance(1)
  • disability(1)
  • health insurance florida(1)
  • adcock adcock insurance agency(1)
  • young drivers(1)
  • home insurance tampa fl(1)
  • commercial insurance tampa(1)
  • florida disability insurance(1)
  • tampa bay(1)
  • cfo jeff atwater(1)
  • actual value(1)
  • home valuables(1)
  • history(1)
  • liability(1)

View Mobile Version
 
  • logo
  • logo
  • logo
  • logo
  • logo
  • AmTrust Company
  • Auto-Owners
  • logo
  • logo
  • logo
  • CNA
  • logo
  • CNA Surety
  • logo
  • logo
  • logo
  • logo
  • logo
  • FCCI Insurance Group
  • Federated National
  • FIGO Pet Insurance
  • logo
  • logo
  • Foremost
  • Frontline Home Insurance
  • logo
  • Heritage
  • logo
  • logo
  • logo
  • logo
  • logo
  • Mapfre
  • Mercury
  • logo
  • Old Dominion/Main Street America
  • logo
  • logo
  • logo
  • Progressive
  • logo
  • logo
  • Safeco
  • logo
  • logo
  • logo
  • logo
  • Travelers
  • logo
  • logo
  • logo
  • United Property Casualty
  • US assure
  • logo
  • logo
 

Home Tampa Auto Insurance Blog About Contact    Privacy Policy
Adcock-Adcock Insurance Agency
315 W. Fletcher Ave Tampa, FL 33612 | Driving Directions
Office: (813) 933-6691 | Toll Free: (866) 933-6691 |  Fax: (813) 932-6287
Logo FAIA Trusted ChoicePIA of Florida Member
Powered by Insurance Website Builder
Social Facebook Twitter LinkedIn Instagram Blog Pinterest